Built by insurance people. For insurance people.
Every other AI tool was built for marketers, then shoved at agencies. We started inside the policy. This platform speaks P&C as a first language, not a vertical bolt-on.
"I stopped opening five tabs to write a renewal. The brain knows my carriers, my appetite, my house rules. It's the first AI tool that earned a seat at our Monday meeting."
Every prompt, every workflow, every export designed for property & casualty agencies, not retrofitted from a generic chatbot.
Citations on every answer, audit trail on every action, PII redaction on by default. Your carrier won't flinch.
Founders who live, sleep, and breathe insurance. Direct line to the team that ships.
See what your endorsement is actually missing.
Drop in two policies. Get back the gaps, the sublimit erosion, and a client-ready summary in plain English. The same brain runs your renewals, your submissions, your content calendar, and your book intel.
Cited chat that knows your house playbook. A Command Center that surfaces intel your AMS will never show. A renewal agent that triages 47 accounts overnight. Across every line of P&C.
Trusted across the P&C ecosystem
Rough NotesProducer Performance OSHere's what a real answer looks like.
Every paragraph traces back to a form, a case, or a guide. No vibes, no hallucinations.
A subcontractor's employee was injured on our insured's jobsite. Will the insured's CGL respond, or is this an Employer's Liability gap?
The standard ISO CGL does respond when a sub's employee is injured on the insured's site, because that worker is not the named insured's employee - so the employer's liability exclusion (1) does not bar coverage for the named insured.
Federal courts have repeatedly enforced this distinction (2): the exclusion is read narrowly against the carrier, and the named insured's liability to a sub's employee falls within Coverage A as bodily injury arising from operations.
Action: verify (a) the sub carries its own WC and CGL with you as additional insured (Travelers and most carriers require this 3), and (b) the indemnity language in the subcontract survives the loss. Without both, you're defending the named insured on the CGL alone.
Five tools. One brain.
Hover to pause. Tap a tool to jump to it.
Yes, on this insured's policy. Your Personal Umbrella endorsement [1] follows form to the underlying Personal Auto liability limits of $250k/$500k/$100k. Once those are exhausted, the umbrella responds up to the $1M aggregate limit.
Coverage is subject to the SIR of $250 for non-underlying claims [2].
Every line of business your agency writes.
The knowledge base is stacked across Commercial, Personal, Bonds & Surety, Farm & Ranch, and Employee Benefits - plus court cases, claim scenarios, and case studies for each.
BOP, GL, CPP, WC, Auto, Cyber, EPLI, D&O, Inland Marine - every form on every carrier.
HO-3, HO-5, DP-3, Auto, Umbrella, Flood, Dwelling Fire - including high-net-worth riders.
Performance, payment, license & permit, fidelity, court bonds - appetite + obligee data.
AgriBusiness, equine, livestock, crop, farm auto, equipment breakdown - built for rural risks.
Group medical, dental, vision, life, disability, voluntary - plus compliance & open enrollment.
The work, already done.
Five tools your team will open every single day. Each one cited. Each one grounded in your policies, your house knowledge, and licensed industry libraries, not the open internet.
Chat with your agency's brain.
Ask any coverage, carrier, or workflow question. Type it, or hold the mic and talk. Answers come back cited to the exact document and page, in the language and reading level you choose, and Guy can read them right back to you.
- ›20 languages, 3 reading styles (Everyday · Professional · Expert)
- ›Voice in, voice out: talk to the brain, get spoken answers
- ›Live case-law search via legal-domain web sources
- ›PII redaction in logs, on by default
Yes, on this insured's policy. Your Personal Umbrella endorsement [1] follows form to the underlying Personal Auto liability limits of $250k/$500k/$100k. Once those are exhausted, the umbrella responds up to the $1M aggregate limit.
Coverage is subject to the SIR of $250 for non-underlying claims [2].
Explainer + Compare, with page-cited findings.
Drop in one policy for a deep Explainer, or two for a side-by-side diff. Every finding cites the exact page, agents can annotate (Acknowledged · Declined by Insured · Already Covered), and a single click produces a branded shareable review for the client.
- ›Page-cited findings ([p3] chips you can click to verify)
- ›Agent annotations create an E&O audit trail
- ›One-click branded client report at /sx/{token}
Branded client proposals in minutes.
Pull from your bound policies, your house knowledge, and your brand. Generate a proposal with coverage narrative, premium summary, and source citations baked in.
- ›Your logo, fonts, and disclaimers
- ›Source citations included
- ›Share via secure link or PDF export
| Line | Carrier | Limit | Premium |
|---|---|---|---|
| General Liability | Travelers | $2M / $4M | $8,420 |
| Property | Hartford | $8.4M Bldg | $14,710 |
| Workers Comp | AmTrust | Statutory | $22,180 |
| Auto Fleet | Progressive | $1M CSL | $11,940 |
| Umbrella | RLI | $10M | $6,250 |
| Cyber | Coalition | $1M | $3,180 |
| Total annual premium | $66,680 | ||
Hartford's property quote includes equipment breakdown at no additional premium, a $4,200 line item on the incumbent. Coalition's cyber program adds ransomware coverage the prior endorsed sublimit excluded.
Playbooks, stewardship, and assessments, built on your data.
Not generic templates. Resource Studio pulls from your bound policies, your house knowledge, and your brand to draft sales playbooks, stewardship reports, and client-facing risk assessments your team can actually send.
- ›Sales playbooks pre-loaded with your win stories
- ›Stewardship reports cited to bound policies
- ›Risk assessments scored against your house criteria
- ›Included on Professional, Scale, and Custom
Compare carrier quotes apples to apples.
Quote Showdown normalizes every quote to the same coverage tiers, surfaces the real spread, and explains why one is cheaper.
| Carrier | 6mo Premium | BI Limits | Deductibles |
|---|---|---|---|
| Progressive | $847 | 100/300 | $500/$500 |
| Safeco | $921 | 100/300 | $500/$500 |
| Travelers | $988 | 250/500 | $1k/$1k |
| Allstate | $1,104 | 100/300 | $250/$500 |
Power-ups, when you're ready for them.
Named upgrades, activated when your team needs them. No mystery bundles.
Command Center
Real-time book intelligence. Retention pulse, renewal radar, carrier concentration, E&O sentinel.
Renewal Agent
Triages 47 renewals overnight, drafts the save-list, flags rate shock. Human approves before anything sends.
Submission + ACORD Agent
Packages the submission, prefills every ACORD, routes to the right carrier desk.
Board Member Agent
Drafts board memos, KPI reads, and governance briefs from your book intel. Ready for the next board pack.
Chief of Staff Agent
Daily brief, priority queue, follow-ups, and meeting prep. The agent that keeps the principal a step ahead.
Content Studio
Social posts, emails, blogs, and campaigns in your agency's voice. Knows insurance, knows the algorithms.
One brain, four jobs to do.
Agencies, brokers, carriers, insuretechs. The same brain, focused on the work each one actually has to do.
Agencies
Hours lost to the hunt. Renewal scramble. ACORDs re-typed.
Cited answers, branded proposals, ACORDs done. The book, narrated.
Brokers
Carrier programs that don't compare cleanly. Slow closes.
Side-by-side carrier programs with the why in plain English.
Carriers
Underwriters and service teams dig through PDFs to answer producer questions.
Ingest your forms, endorsements, and bulletins so underwriters and service teams learn, process submissions, and respond faster.
Insuretechs
Generic LLMs hallucinate on coverage. Customers churn.
Tap a brain built for insurance, by insurance. Public REST API and MCP server.
Endorsed cyber vs standalone, in plain English.
The brain shows the work. Limit ceilings, ransomware treatment, breach response, premium. Four dimensions. One verdict your producer can defend.
What insurance professionals are saying.
Used by agency owners, producers, CSRs, and carrier teams across the P&C ecosystem.
"The Intelligent Agent is what the industry has been waiting for. Cited answers, real policy comparisons, branded proposals. It is changing how agencies show up for their clients."
"I walked into a prospect meeting with the policy comparison and a cited coverage breakdown already in hand. Felt like I had the answers to the test. Closed it on the first call."
"My account managers save hours on every renewal. They ask the question, get a cited answer, and move on. Time goes back into client relationships, not PDF hunting."
"Proposal turnaround dropped from days to under an hour. Coverage detail pulled in correctly, our brand on every page, sources cited at the bottom. Clients notice."
"I run two carrier policies through Compare and the material differences are right there. Sublimits, exclusions, endorsements. No more squinting at PDFs at 9pm."
"Coverage explanations that used to take me thirty minutes now take thirty seconds. And every answer comes with a citation I can show the client."
"ACORD 25s used to be a twenty minute job. Now my CSR opens the request, the certificate is pre-filled from the bound policy, and we send it for signature. Two minutes."
"Our agency's knowledge actually lives somewhere now. New hires ask the brain instead of the senior CSR. The senior CSR can finally do their job."
"Quote Showdown normalizes four carrier quotes into one view in seconds. My producers stop guessing on premium spread and start having real conversations with clients."
"Case Law search alone saved me an E&O conversation. Pulled the actual filing, cited it in the policy review, sent it to the client. That kind of receipt is worth everything."
"I run an HO-3 vs HO-5 compare in front of the client and it explains the open-perils swap in plain English. My retention numbers love me for it."
"Performance bond questions used to mean digging through obligee paperwork for an hour. Now I get cited answers tied to the actual bond form in seconds."
"Open enrollment is a different animal this year. I draft client comms in three languages, with the right reading level, and the brain cites the carrier SBC. Game changer."
"Equine mortality, equipment breakdown, livestock - I get carrier appetite and the right endorsements without calling three underwriters. My book grew because I can finally quote fast."
Conversational Guy vs Agentic Guy.
Every plan ships with Guy, your in-app guide. Move up a tier and Guy starts doing the work, not just answering questions.
Conversational Guy
- Answers any coverage, carrier, or workflow question with page citations
- Navigates the app for you ("open my last comparison", "draft a stewardship report")
- Translates and re-pitches answers in 20 languages, 3 reading levels
- Explains why two policies differ, in plain English
Agentic Guy
- Drafts a full client proposal from a quote set, ready for your review
- Packages submissions and prefills ACORDs from your house knowledge
- Triages renewals 60 days out and drafts the client email (Scale and up)
- Generates stewardship reports on autopilot (Scale and up)
Conversational Guy is included on every plan. Agentic Guy starts on Professional and SIAA Agency.
Pricing that fits the way you sell.
Solo agent, full team, network, or insuretech partner. No free trial. No hidden seats.
Shipped recently
Compare → Proposal, no fields lost.
Pick the renewal column, the quotes, and the coverage lines. The AI bridges everything, limits, deductibles, forms, locations, exclusions, narrative facts, into a polished proposal.
Learn more NewResource Studio is live.
Stewardship reports, playbooks, and assessments, all generated from your book and house rules.
Learn more BetaAgentic Agents.
Renewal, COI, and Submission agents that act on your house rules, with a full audit trail.
Learn moreKeep losing hours to the hunt.
Or own the answer.
Every renewal you delay, every coverage question you guess at, every ACORD you re-type, that's the spread between you and the agency next door who already turned this on.
Quick answers.
Does it cite its sources?▾
Yes. Every answer carries clickable citations to the exact document, page, and library it pulled from. Nothing is offered without a source you can verify.
Is my agency's data isolated?▾
Yes. Per-agency Row Level Security at the database layer. Your documents, conversations, and analytics live in a tenant only your agency can read.
Does it integrate with my AMS or CRM?▾
Yes, through our public REST API and Model Context Protocol (MCP) server. Vendors can read and write into the agency brain with proper scopes.
Is there a free trial?▾
No. We price Solo at a level any independent agent can justify ($599/yr), and team plans start with bundled seats so the value is obvious from day one.